Auto Loan Calculator

Estimate auto loan monthly payments with tax, fees, trade-in, comparison, and amortization CSV export.

Vehicle price$Down payment$Trade-in value$Sales tax%Fees$Annual rate%Termmo

This calculator provides estimates for planning purposes only. It is not financial, tax, lending, or investment advice. Actual terms, taxes, fees, and rates vary by lender and location.

Monthly payment

$483.32

Principal: $25,000.00

Total paid: $28,999.20

Total interest: $3,999.20

Compare another loan

$426.23 / month

Vehicle price$Down payment$Trade-in value$Sales tax%Fees$Annual rate%Termmo

Amortization preview

Export CSV

Month	Payment	Principal	Interest	Balance
1	$483.32	$358.32	$125.00	$24,641.68
2	$483.32	$360.11	$123.21	$24,281.57
3	$483.32	$361.91	$121.41	$23,919.66
4	$483.32	$363.72	$119.60	$23,555.93
5	$483.32	$365.54	$117.78	$23,190.39
6	$483.32	$367.37	$115.95	$22,823.03
7	$483.32	$369.20	$114.12	$22,453.82
8	$483.32	$371.05	$112.27	$22,082.77
9	$483.32	$372.91	$110.41	$21,709.86
10	$483.32	$374.77	$108.55	$21,335.09
11	$483.32	$376.64	$106.68	$20,958.45
12	$483.32	$378.53	$104.79	$20,579.92

How it works

Enter loan details

Add price, down payment, trade-in, taxes, fees, rate, and term.

Compare another scenario

Use the comparison panel to test a different rate, term, or down payment.

Export the amortization table

Download the month-by-month table as CSV for spreadsheet review.

FAQ

How is the auto loan payment calculated?

The calculator builds principal from vehicle price, tax, fees, down payment, and trade-in value, then applies the standard fixed-payment loan formula.

Is this financial advice?

This calculator provides estimates for planning purposes only. It is not financial, tax, lending, or investment advice. Actual terms, taxes, fees, and rates vary by lender and location.

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